Hi moptop,
Welcome again to Level 3!
About plotting:
If you think it's important, what is keeping you from doing it?
I often have a story idea in mind, with a few things that will happen, but other than that, I let my characters lead. Sometimes, in order to be true to them, the ending must be changed. Many times, I start in the middle of a story and write from the front and the back at the same time.
It's about whatever works for you.
Finding the right tools can be a huge timesaver.
Your comment about photographs is very interesting. I can see how many of them here appear to be the end of the story. Let's see if we can find some for you that are waiting for the "what happens next?" question to be answered.
Write on!
Ruby