You are welcome, AG. Word's styles and themes are very powerful, and I format all my documents using an appropriate style for each paragraph. You can change the appearance of the heading and other styles to anything you want (type size, bold, centered, etc.) When writing a report or proposal you usually want the reader to be aware of the outline, so I use a lot of headings. When you are finished you can then "Insert TOC," and Word will prepare a Table of Contents from the headings and put in the correct page number.