Fantasy is never the same as real life. Fantasy is created by one (or in some cases more) person and is designed to entertain. No-one wants to read how your main character tripped over on a hub-cap during a daring rescue of Ms D. Distress, thus condemning her to something creatively horrible; such things aren't written, dreamed about or filmed.
Real-life, however, features such things. Don't be surprised, even if spoils the fantasy.

Mobius... maybe that was a bit harsh, although you made some good points. People aren't as perfect as we are educated to believe via the lovely technology of TV, and personally I don't like Jenna Jamison.