Zarine13 and Rachel06,
You know, I started thinking about a term I've read about or seen; in fact, I've seen it recently but can't remember where. So, with apologies in advance for plagiarizing:
The perfect description and moniker for what we've been talking about is to just call it "The Voice", which doesn't even have to be audible, the written word works too. And I get the squirming heebie-jeebies right now just thinking about it.
DIXIE