Now there's a different topic. Two of the stories I read yesterday were badly coded -- one so much so that it constituted false advertising (in my opinion), so I graded it down to a 4 when it probably would have deserved a 7.
I have a lot of sympathy for you. There's a story fragment I've shown to a few posters at the Forum and I've tried to code it but, like you, can't figure out just what matches.
This isn't the fault of the coding system. Although I prefer the system in use at A.S.S.R., this one is not bad and no more suceptible to honest error. The problem is that many stories resist pigeon-holing, like your example above. Many of my stories start out consensual, then gradually shade over into 'nc' -- sort of the reverse of the reluctant code.
So, what do we do? Probably exactly what you're doing -- asking for advice. If I ever get off my butt and transcribe the remainder of my fragment, I intend to show it privately to two or three people and ask them how they would code it before I post. If you don't get the answers that you want from this thread, you could try the same thing.
Good luck!