I remove everything. I have for quite some time, and never plan on stopping. I shave my lower legs and armpits. The rest I get professionally waxed... I recommend that at least for the genetilia you go have it done rather than doing it yourself. It hurt like you would never imagine the first time I got it done... and it's only gotten a little better for me since then. But I think it's well worth it... everything going on down there feels way better if you get the hair removed.
Just my take on it of course :-)
Cheers!!!
Silvie