Do people 'deserve' universal health care?

[steelish]

If I'm insured, you can't sue me for pain and suffering, but if I'm not, you can? How does that make sense?

Unlike health insurance, that's what the car insurance companies are for.

In the case of an accident, the insurance company will "settle" a claim with the other driver's insurance company - once done, although a law suit can be filed , it rarely is because of the difficulty in winning such a case...after all, you've settled a claim via your insurance companies which, in effect, says that you are happy with the amount of $$ already received and had signed paperwork agreeing to "leave it at that".

How do I know this??? Well, during a rainstorm I once hydroplaned through a stop sign in an F150 pickup. I was only going 25, but the person who t-boned me was going almost 50. My truck and his car was totaled. I was at fault (of course) for "failure to stop and causing an accident". In his car was his wife and unrestrained 5 year old girl. The wife received a broken leg, the girl had a concussion, the man had a broken wrist. (He and his wife were out of work for a bit of time). Our insurance companies settled. I asked my insurance company if he could sue me, I was told no because he had signed paperwork (a contract, in a way) stating that he was ok with the amount of the settlement. That occurred over 10 years ago. I've never been sued.

If you don't have that protection of a car insurance company...I can come directly after you! My insurance company can file the suit on my behalf.