Quote Originally Posted by steelish View Post
$1200/month????

Whomever is paying that amount is a terrible shopper. As I've stated before, I pay barely over $300/month for myself, my husband and my son. That breaks down to a mere $100/month apiece.
I'm saying someone has a condition that costs $1200/month to treat loses their job and their employer covered insurance. Because this condition is considered preexisting to their new insurance it is factored into costs and they can reject coverage or demand a rate based on this information. So while you, your husband and son might get a much better rate, this has little to do with your shopping skills, it has to do with the fact that insurance is an individualized product that factors preexisting conditions.

It must be nice to live in a world where in situations like this you blame the victim. You're basically saying they should be able to find someone to pay $1200/month in care for just $100/month if they just tried hard enough.