Do people 'deserve' universal health care?

[steelish]

It is the case that they are not a new risk but that doesn't help if the insurance company can factor the old risk into the cost of the new plan, which is not prevented by law. Also depending on the disease by most standards the higher rate can be outrageous. If the cost of care that the company knows the client will need is $1200/month with the potential to rise, they aren't going to offer a policy that costs less than $2000/month.

And even $1200/month on medical insurance is beyond many's ability to pay. That's basically a choice of paying the rent(or mortgage) or paying for health care for a lot of Americans.

THIS is the quote I responded to with my insurance costs. DuncanONeill is the one who mentioned a pre-existing condition and I did not see his post when I responded to yours.