Quote Originally Posted by Thorne View Post
Yeah, I know someone mentioned car insurance, but that's different. At least here in SC, you are only required to carry liability insurance, so that innocents are not screwed over if you cause an accident. And yes, if you finance the car you have to maintain full coverage, to protect the finance company. Don't like paying insurance? Don't drive a car!
Exactly! You are not forced to buy car insurance because you are not legally required to drive. Car insurance is a necessity only if you CHOOSE to drive a vehicle. Not only that but you don't need car insurance to have a driver's license. Car insurance is required by the lien holder as insurance against losses incurred.

Florida is a no-fault state, and you can drive a car without insurance if the vehicle is title-owned by you. Personally, I prefer not to do that, I carry insurance on all of our title-owned cars, but not because someone TELLS me to.