I agree with lily. It really depends on the person and the situation. Talking about going to the edge and withholding ... The person I'm with would really have to know my body and me well enough to know what they are doing because I also like lily at some point become completly incoherant. In one of the two real life experiences I've had the Dom I was with kept taking me to the edge and back so many times that by the time He actually let me let go ... I came 18 times over a 5 hour period of time and don't remember anything that was said or done to me ... just that I was in a constant state of orgasm. There are tidbits here and there where I know he was reassuring me and making sure I was ok ... but other than that ... pfft beats me, I just know it was fun as hell.
I don't think that all submissives conciously disobey but I believe it happends because some have a hard time communicating so when they disobey they know they will be punished and it will most likely be discussed. I tend to be this way but it's also why I seek a Daddy/little girl relationship vs. a Master/slave relationship.