That's true, and the problem with hypotheticals, the discussion has to be in generalities. So, in general, I assume safewords apply at all times.
I guess one of the problems is that I view safewords as a communications tool that's valuable regardless of how well I think I know someone. It's not just about limits, it's about things going wrong.
Well, the trust goes both ways -- that the safeword will be honored, but also that it won't be used frivolously. And that's something for the two to discuss after the safeword's been honored -- "I just painted my toenails and don't want to have to redo them", frivolous; "I just painted my toenails and it'll get on the new carpet", not so much.
Not to "get out of", but to halt/delay/discuss if there's some serious problem, yes.
The second part of your question goes to the caveat I added. Obviously if it's within the dominant's agreed discretion to ignore a type of safeword, then it's an acceptable scenario.