Quote Originally Posted by DuncanONeil View Post

Many of those 18 year olds get in serious trouble with those contracts as well. They almost never read them, believe what the sales agent tells them. Many kids are facing bankruptcy when they clear college. Not from student loans, although some of the companies involved in that business are little better than loan sharks!
Ouch. Not a good way to start. But I am reminded of the lastest talk here (UK) about just how much people owe. It is thought that this over-consumption is brought about by the ease with which to get credit cards. You run up debt and it is growing out of control by the interest.
In addition the banks were handing out loans left and right to anyone who could sign their name.

My point is, of course, that we adults don't always to so well either. Surely experience is important, very important. But fresh ways of thinking might also?

I am thinking of programs from high school in DK where the students made mock elections as a project in connection with an actual election, and their discussions about why they would vote for X or Z, or start their own party ;-)